buyers guide

Required for RIs (Self-Employed) to avail loan

  • Duly filled & signed loan application form
  • Passport size photograph – 4 Nos.
  • Copy of PAN Card
  • Copy of photo address proof (passport/driving license/adhaar card/election id card)
  • Business continuity proof
  • Last one year bank statements (Both business & personal accounts)
  • Last 3 years ITR form with computation
  • Last 3 years audited balance sheet & P&L Accounts
  • Details of existing loans if any (Both business & personal)
  • Original down payment receipt
  • Cheques from repayment account (Processing fee & EMI cheques for housing loan)

Required for RIs (Employed) to avail loan

  • Duly filled & signed loan application form
  • Passport size photograph – 4 Nos
  • Copy of PAN Card
  • Copy of photo address proof (passport/driving license/adhaar card/election id card)
  • Copy of appointment letter/Salary certificate with designation and period of service
  • Latest 6 months bank statement of (Where salary credited)
  • Latest 3 months salary slips
  • Latest 2 years form -16 & ITR form with computation
  • Previous employment proof (If less than 2 years in present job)
  • Details of existing loans if any
  • Original down payment receipt
  • Cheques from repayment account (Processing fee & EMI cheques for housing loan )

Required for NRIS to avail loan

  • Duly filled & signed loan application form
  • Passport size photograph of – 4 Nos
  • ID & address proof of co applicant (If co – applicant is resident).
  • Copy of passport and visa
  • Copy of job contract/work permit
  • Bank statement (Last 6 months of international & NRE/NRO accounts)
  • Power of attorney (Attested by Indian consulate)
  • Copy of identity card
  • Salary certificate/last 3 months pay slips
  • Previous employment proof (If less than 2 years in present job)
  • Details of existing loans if any
  • Original down payment receipt
  • NRI/NRO cheques (Processing fee & EMI cheques for housing loan

* All documents need to be self attested

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