buyers guide

Required for RIs (Self-Employed) to avail loan

  • Duly filled & signed loan application form
  • Passport size photograph – 4 Nos.
  • Copy of PAN Card
  • Copy of photo address proof (passport/driving license/adhaar card/election id card)
  • Business continuity proof
  • Last one year bank statements (Both business & personal accounts)
  • Last 3 years ITR form with computation
  • Last 3 years audited balance sheet & P&L Accounts
  • Details of existing loans if any (Both business & personal)
  • Original down payment receipt
  • Cheques from repayment account (Processing fee & EMI cheques for housing loan)

Required for RIs (Employed) to avail loan

  • Duly filled & signed loan application form
  • Passport size photograph – 4 Nos
  • Copy of PAN Card
  • Copy of photo address proof (passport/driving license/adhaar card/election id card)
  • Copy of appointment letter/Salary certificate with designation and period of service
  • Latest 6 months bank statement of (Where salary credited)
  • Latest 3 months salary slips
  • Latest 2 years form -16 & ITR form with computation
  • Previous employment proof (If less than 2 years in present job)
  • Details of existing loans if any
  • Original down payment receipt
  • Cheques from repayment account (Processing fee & EMI cheques for housing loan )

Required for NRIS to avail loan

  • Duly filled & signed loan application form
  • Passport size photograph of – 4 Nos
  • ID & address proof of co applicant (If co – applicant is resident).
  • Copy of passport and visa
  • Copy of job contract/work permit
  • Bank statement (Last 6 months of international & NRE/NRO accounts)
  • Power of attorney (Attested by Indian consulate)
  • Copy of identity card
  • Salary certificate/last 3 months pay slips
  • Previous employment proof (If less than 2 years in present job)
  • Details of existing loans if any
  • Original down payment receipt
  • NRI/NRO cheques (Processing fee & EMI cheques for housing loan

* All documents need to be self attested

As the best home builders in Kerala, we assist you to find the perfect space for your kith and kin and offer the best option to live in.

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Oxoniya Builders & Developers (P) Ltd.
36/144 E (3) Second Floor
Thekkumkattil Tower
Near Metro Pillar 352
Pathadipalam, Edappally
Ernakulam, Pin – 682024.

0484 2550061,
+91 96331 10101

info@oxoniyabuilders.com

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